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Auto Insurance in Colorado

In Colorado, all drivers are required by state law to maintain the state minimum levels of auto insurance. Without proof of adequate coverage, you can’t register a vehicle in the state. Often, however, the state’s minimum requirements don’t provide enough protection for drivers. If you have a car or truck in Littleton, CO, the Denver Metro area, or anywhere in the state, auto insurance agents at our agency can help you find an auto insurance policy that won’t only meet Colorado’s minimum requirements but will provide you with the protection you need while you’re on the road.

Auto Insurance Limits and Coverage

Auto insurance policies are comprised of several distinct coverage options, each of which has a limit. The specific coverage and limits you have will be detailed in your policy’s terms and conditions. Some common coverage that you might want include the following:

  • liability coverage
  • property damage coverage
  • collision coverage
  • comprehensive coverage
  • medical payments
  • underinsured and uninsured motorist coverage
  • roadside assistance
  • rental car reimbursement

Even within a single policy, the limits on these different coverage options can range from relatively low figures to hundreds of thousands of dollars. We work with you to find the right amount of coverage to protect your assets. At Front Range Insurance Services, our independent insurance agents will make sure you understand each coverage limit prior to purchasing an auto insurance policy.

Licensed, Independent Insurance Agents

All of our Colorado-licensed insurance agents are independent insurance agents, so they can compare the policies with a number of different companies. Our staff will work with you to help find a policy that has the exact limits you want and the lowest premiums available. Working for you, we'll make sure you’re happy with and understand your auto insurance policy. Of course, if you ever have questions after selecting a policy, our agents are always happy to talk with you. For help with your auto insurance needs, give us a call today.

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Servicing these States

  • Colorado
  • Minnesota
  • Washington


"Jessica makes me feel like I really AM the customer! How refreshing to happen upon someone who values good old fashioned customer service. I'm not made to feel like I'm bothering her with questions about my insurance options!!! I'm a newish small business owner and every dollar matters right now. Jessica is happy to spend the time necessary to make sure I'm covered but not breaking my budget. Thank you Jessica!"
-Maria R. Littleton, CO

"I have been with Front Range for quite a few years now and even when I moved to the western slope I have still kept all my insurance with Front Range. Jessica and Debbie are wonderful to deal with and everything is handled with the best customer service you can get. None of that automated phone business, always able to talk to a live person."
-Tami and Paul K, Clifton, CO

"The Front Range staff is incredible! From their friendly customer service, punctual responses, and due diligence to ensure they provide you the best rates . . . this office is world class! I am so grateful I was referred to them and even more excited about the savings they helped me obtain!"
-Lauren S. Denver, CO

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