Do young, healthy people need life insurance?

If you’re a Littleton, CO resident who is healthy and young, and you don’t work in a dangerous field, then you may be wondering whether it’s worth the effort to call Front Range Insurance Services and sign up for a life insurance policy. The truth is it has less to do with things like your health, and more to do with your dependents. Do you have a family that relies on you for support, and what would their options be if you weren’t there?

Many retirees cancel their policies or, if it’s an option, they cash out, because their children are working age and there’s nobody who needs to depend on them for their financial support. These are people who are in their golden years, but their life policies simply become an unnecessary expense at a certain point.

Holding a life insurance policy puts your mind at ease when it comes to the people who depend on you. It ensures that, in the event of your passing, your loved ones will be taken care of. Life insurance really has very little to do with health and age, despite popular perception. Nobody really knows how long they’re going to live, and at seventy five you might still have another twenty years in front of you, long enough to raise a child from infancy to adulthood.

If you’re single with no children dependent upon you, then there’s not much need for a life insurance policy. This is true if you’re twenty eight or sixty eight years old. If you have children or a spouse or anyone who relies on you for financial support, then a policy with Front Range Insurance Services can help you to sleep a little easier, certain that your affairs will be taken care of.